Don't become the five kinds of people in finance!

点击数：10782018-02-28 10:25:44　来源: 中国注册金融理财师协会

With the rapid development of the social economy, people's income is growing, and there is still a lot of surplus in the guarantee of life. In order to avoid unused funds, more and more people begin to pay attention to financial management, hoping to increase the value of assets effectively through financial management.
However, not all people involved in financial activities have achieved the desired result, because many people have gone farther and farther away from the wrong way of financial management because they haven't grasped the tricks of financial management, resulting in the final failure to make profits.
Financial management is a technical job, it needs to pay a lot of time and energy, and it is not a casual walk in the form. If you want to get the ideal financial results, you must avoid being the following 5.
1. People who do not pay attention to the bookkeeping
For financial management, many people have more limitations in understanding. Most of them think that financial management is to make money to make money, other details can be ignored, such as accounting, saving small things such as trivial things are not important. In fact, such an idea is undoubtedly wrong. First, the purpose of financial management is to increase and maintain the value of wealth rather than just to make money. Secondly, the details determine success or failure. The success of financial management is closely related to the details.
2. People who do not understand the goals of planning financial management
Finance is like sailing on a vast sea. If you lose your goal, you will have no way forward. On the contrary, if we can set a reasonable short-term and long-term financial goals according to the actual financial situation of individuals or families, we will make financial management more smoothly. Therefore, in financial management, do not be a person who does not know how to plan financial goals.
3. There is no person with any opinion.
Many people do not think they want to join in the money management team because they think it is necessary for them to manage their finances. In fact, they do not necessarily know why they want to manage money, how to manage money, just see how others do, and they do it. The financial behavior is absolutely not desirable, if not assertive, as a beginning not finance, lest because of losses caused by improper initiatives.
4. People who focus only on earnings
Some people manage to get money and benefit from investment. When choosing the way of investment, they tend to pay too much attention to earnings and can not correctly estimate their own risk tolerance. For example, Ming and Ming funds are insufficient, but they prefer to invest in high risk stocks and ignore the stable profit selection fund. Such behavior will only lead to not only the final harvest, but also a lot of loss because of putting money in high risk. In this situation, financing should be down-to-earth, do, do not be too utilitarian.
5. People who never reflect on themselves
It is not too late, especially. It is not terrible to make mistakes. If we know how to reflect and summarize the experience in time, we can avoid repeated mistakes. However, if you do not know how to self reflection, will only complain, then the next time you encounter similar problems, will make the same mistake. Therefore, financial management should be diligent in reflection and summary, to reduce the probability of repeated mistakes in order to reduce the loss.
You do not manage money, money does not care for you. Wealth will not come to you to find you, you need to go out to find out, but whether you can find it depends on your intentions. Therefore, if you want to finance, then we must take heart, don't let money become a mere formality.